SmartBiz is the leading AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. To date, SmartBiz has connected borrowers with more than $9 billion in financing while increasing efficiency for its network of banks and trusted lending partners. More than 230,000 entrepreneurs have utilized SmartBiz to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses.
SmartBiz was named the Top Small Business Lending Platform by LendIt Fintech® in 2022 for excellence in keeping the economy running through successful loan performance, volume, growth, product diversity, and innovation. Founded in 2009 and headquartered in San Francisco and Austin, SmartBiz is backed by Venrock, Investor Growth Capital, First Round Capital, Baseline Ventures, and Uncork Capital.
SmartBiz Loans Helps small business owners like you get access to trusted, low-cost capital to support and build their business.
SmartBiz has processed over $4 Billion in Funded Loans through their bank network. They make the loan application process fast and easy for both SBA and bank term loans. Use Funds for working capital, to hire employees, pay down high-cost debt, increase inventory, or buy/refinance your commercial property.
Why do we partner with SmartBiz?
- Nearly 90% of loans referred to banks in the SmartBiz Network get approved
- Loans from $30,000 to $5,000,000
- Fixed and variable interest rates from 4.75% to 24.99%
- 10-25 year SBA terms and 2 to 5 year Bank Terms
- One application to pre-qualify in minutes with no impact to your credit score
- Get funds as fast as 2 to 7 days after completing the app;icaiton
- No Pre-Payment penalty for non-CRE loans and no balloon payments for CRE